Getting Started
Use the Monerium API to issue regulated e-money on-chain, automate SEPA payments, and connect bank accounts to blockchain wallets. Build financial products ranging from payments, lending, and treasury automation to on-chain exchange and cross-chain orchestration.
Environments
Monerium has two environments: Sandbox and Production.
Sandbox mirrors Production but uses test blockchains and simulated funds. Build and test here before going live.
- Get test EURe: simulate an incoming bank transfer at sandbox.monerium.dev/receive.
- Gas faucets: Sepolia · Chiado · Amoy
Production is for live applications with real users and real funds. Create your application here only after sandbox testing is complete.
Create an application
Go to sandbox.monerium.dev/developers and log in to create a new application. There are three plans:
- Whitelabel: Manage users and their full lifecycle (KYC, IBANs, and payments) via API under your own brand. Full guide →
- OAuth: Users onboard through a co-branded Monerium portal and authorize your app. Full guide →
- Private: API access to your own Monerium account. No user management. Full guide →
Compare plans
| Feature | Whitelabel | OAuth | Private |
|---|---|---|---|
| User onboardingOnboard external users | ✓API | ✓Monerium Portal | ✕ |
| WebhooksReal-time event notifications via API | ✓ | ✕ | ✓ |
| WalletsConnect/link and manage 3rd party wallets via API | ✓ | ✓ | ✓ |
| EUR IBANCreate and manage a EUR IBAN per customer via API | ✓Dedicated | ✓Shared | ✓Own |
| SEPA PaymentsSend and receive SEPA payments via API | ✓ | ✓ | ✓ |
| BridgingBridge tokens between supported chains via API | ✓ | ✓ | ✓ |
| PricingCost of services | Custom | Free | Free |
Going live
Whitelabel and OAuth
- Apply for partnership: Submit a partnership application at monerium.com/invite/partners. Monerium will review your application and reach out to schedule a meeting if you meet the criteria.
- Try the sandbox: Explore the full developer experience at sandbox.monerium.dev. Build and test your integration with simulated funds before going live.
- Create a production application: Once approved, create your application in monerium.app and Monerium will grant the privileges needed to go live.
Private
The Private plan is self-service with no partnership review required.
- Complete KYC/KYB: Sign up and complete identity verification at monerium.app/profiles.
- Create the application: In monerium.app, create a new application and select Private as the kind.
- Start building: Once your profile is approved, your API credentials are active and ready to use.